Get Smart Financial Services Pty Ltd
Loan in Gosford

With over 25 years experience in financial markets, and the professionalism of an accountant, we offer intelligent & informed financial advice based on real facts not hype. Finally as a qualified accountant, michael provides comprehensive advice on negative gearing, capital gains tax & land tax. We ensure your loan is set up in the most tax effective manner - even home loans can have tax consequences. This is in addition to the regular daily and weekly product and policy updates from all the banks and lenders. As part of our memberships, we undertake a minimum of 20 hours of professional development each year. We are members of both the mortgage & finance association of australia (mfaa) and the credit ombudsman service limited. We compare more than 40 major banks & lenders, so you have a wide choice of loans with get smart. It allows us to not only find the lowest rates, but allows us to compare product features like offset accounts or redraw facility, as well as consider the impact of any fees and charges. So we use sophisticated loan comparison software which links directly to the banks latest interest rates. It�??s a bit of a minefield when trying to choose the right home loan. You are in experienced and capable hands with get smart. From there he worked as a loan manager for various banks before setting up his own mortgage broking business in 1999. Michael comes from an accounting background in the mid 1980�??s then moved into financial advice in the late 80�??s early 90�??s. All client interviews are conducted with get smart�??s managing director mr michael bull, who has over 25 years experience in all aspects of finance and investments. And finding the most suitable home loan or investment property loan is a large part of that. At get smart financial services we are dedicated to assisting clients in building lasting wealth. So for all your finance needs make sure you get smart.

We like to educate clients on the workings of the Global Financial System, and show how you can profit from our extensive knowledge, and 20 years financial services industry experience. We present a expansive range of services including home loans, property investment research, debt reduction strategies, tax minimization strategies, trusts company set up, and motor vehicle finance. We also present a range of business services, including business begin up advice, structures (trust, company, or sole trader), equipment leasing and hire purchase. Our aim is to bear our clients with the highest quality advice and service in the industry. With so much happening in the financial world right now, it is urgent to keep up to date with all the latest Financial News and Mortgage News. We are a member of the latter industry groups: We can compare the best professional packages, the best basic loan products, immobile rate loans, the superior lines of credit, etc. Lower is a concise summary of our Financial Services. We bear Secured vehicle loan finance at interest rates better than what most Motor Vehicle Dealers are offering. The finance can be for Personal or Business Use purposes. These include, business term loans, overdraft facilities, commercial loans, property development loans, equipment leasing, vehicle fleet finance, inventory funding, etc. These include credit cards, personal loans, caveat loans, etc. These are the only facilities for which Get Knowing Financial Services charges a fee for service, as the Banks do not pay us for this sort of business (which is a higher risk for them). Home investment loans are available for a range of purposes including: A Line of Credit loan allows you to have your salary paid directly into the loan, therefore reducing the interest charged on your loan. However to make a Line of Credit work effectively they require potent disposable income and the ability to adhere to a budget. These loans allow self employed borrowers to borrow funds without having a entire set of up to date Tax Returns. But they underwent a major transformation after the commotion in Credit Markets in 2008. Mostly these loans are at higher interest rates, but some banks and lenders offer exactly the equivalent interest rates as other fully verified loans. A construction loan is divided into progress payments (or draw downs) as stipulated in the building contract, and the builder is paid in installments at the completion of each stage of the construction. You are only required to pay Interest Only repayments on the progress payments correct up until the end draw down and packed completion of the home, then you choose which loan type you would like and begin making normal repayments. These loans are suited to those aged over 60 years, who have equity in their own homes. I am a first time home buyer, what are some things that I need to be mindful of when buying my first property and taking out a home loan? What are the main types of fees and charges that are associated with buying a property, and taking out a home loan?